#2: Flora, Mississippi
Avg Yearly Salary: $49,740
Avg Monthly Cost of Living: $6,100
Just outside the Jackson area, Flora offers a quieter setting with larger homes and more open space. That appeal can come with higher housing costs than residents might find in many other Mississippi communities. Limited local shopping and services may also mean more driving, adding to a household’s monthly expenses.

Living on $49,740 a year may sound comfortable in much of Mississippi, but it equals only about $4,145 per month before taxes. With estimated living costs reaching $6,100, one paycheck may not be enough. Families could depend on a second income just to handle regular bills and unexpected costs.
