Cities With the Highest Cost of Living in Every U.S. State

Avg Yearly Salary: $60,310
Avg Monthly Cost of Living: $8,460

Mountain views and access to Lake Tahoe make Gardnerville Ranchos a desirable place to live. That beauty also attracts buyers and retirees, which can keep housing prices high. Residents may face added costs for heating, transportation, home insurance, and trips to larger towns for certain services and shopping.

Making $60,310 a year gives someone about $5,026 per month before taxes. Local expenses are estimated to be more than $3,400 higher. Even a careful budget may not solve such a large gap, leaving one-income households dependent on savings, overtime, or another worker’s paycheck.