Cities With the Highest Cost of Living in Every U.S. State

Avg Yearly Salary: $68,280
Avg Monthly Cost of Living: $11,220

Nearly everything costs more in Hawaii because many goods must be shipped across the ocean. Makakilo also offers hillside homes and access to the Honolulu job market, which keeps housing demand strong. Groceries, electricity, fuel, rent, and property prices can all be much higher than on the mainland.

Before taxes, the average annual salary equals approximately $5,690 per month. That leaves a difference of $5,530 compared with Makakilo’s estimated expenses. Families may need several earners under one roof, while single workers could struggle to cover rent and groceries without sharing housing or cutting back elsewhere.