#50: Siasconset, Massachusetts
Avg Yearly Salary: $83,050
Avg Monthly Cost of Living: $16,890
Located on Nantucket, Siasconset combines ocean views, historic homes, and very limited space for new construction. Wealthy seasonal buyers compete for a small supply of properties, driving prices sky-high. Shipping goods to the island, maintaining older coastal homes, and paying for local services make daily life especially expensive.

Even Massachusetts’ average salary of $83,050 provides only around $6,921 per month before taxes. That falls almost $10,000 short of the estimated cost. Most average workers could not live here comfortably without shared housing, family money, employer help, or an income far above what people typically earn statewide.
