Why These Dog Breeds are Blacklisted by Insurance Companies

This article was originally published at lizanest.com.

Some dogs have the looks, loyalty, and love to melt your heart—yet still send your insurance agent into a cold sweat. Across the country, certain breeds carry a reputation for power, protectiveness, or past incidents that’s earned them a spot on many companies’ “do-not-cover” lists. It’s not about whether your pup is a saint—it’s about risk, perception, and, sometimes, unfair stereotypes. From gentle giants to misunderstood guardians, these blacklisted breeds stir up controversy, conversation, and curiosity. Let’s meet the dogs insurers love to fear.